diff --git a/proto/kava/savings/v1beta1/tx.proto b/proto/kava/savings/v1beta1/tx.proto
index c12a5624..ac0102ce 100644
--- a/proto/kava/savings/v1beta1/tx.proto
+++ b/proto/kava/savings/v1beta1/tx.proto
@@ -9,8 +9,13 @@ option go_package = "github.com/kava-labs/kava/x/savings/types";
 
 // Msg defines the savings Msg service.
 service Msg {
-  // Deposit defines a method for depositing funds to the savings module account
-  rpc Deposit(MsgDeposit) returns (MsgDepositResponse);
+
+    // Deposit defines a method for depositing funds to the savings module account
+    rpc Deposit(MsgDeposit) returns (MsgDepositResponse);
+
+    // Withdraw defines a method for withdrawing funds to the savings module account
+    rpc Withdraw(MsgWithdraw) returns (MsgWithdrawResponse);
+
 }
 
 // MsgDeposit defines the Msg/Deposit request type.
@@ -22,3 +27,13 @@ message MsgDeposit {
 
 // MsgDepositResponse defines the Msg/Deposit response type.
 message MsgDepositResponse {}
+
+// MsgWithdraw defines the Msg/Withdraw request type.
+message MsgWithdraw {
+    string   depositor                       = 1 [(cosmos_proto.scalar) = "cosmos.AddressString"];
+    repeated cosmos.base.v1beta1.Coin amount = 2
+        [(gogoproto.castrepeated) = "github.com/cosmos/cosmos-sdk/types.Coins", (gogoproto.nullable) = false];
+  }
+
+  // MsgWithdrawResponse defines the Msg/Withdraw response type.
+  message MsgWithdrawResponse {}
diff --git a/x/savings/client/cli/tx.go b/x/savings/client/cli/tx.go
index c7a62380..469a9936 100644
--- a/x/savings/client/cli/tx.go
+++ b/x/savings/client/cli/tx.go
@@ -26,6 +26,7 @@ func GetTxCmd() *cobra.Command {
 
 	cmds := []*cobra.Command{
 		getCmdDeposit(),
+		getCmdWithdraw(),
 	}
 
 	for _, cmd := range cmds {
@@ -42,7 +43,7 @@ func getCmdDeposit() *cobra.Command {
 		Use:   "deposit [amount]",
 		Short: "deposit coins to savings",
 		Example: fmt.Sprintf(
-			`%s tx %s savings 10000000bnb --from <key>`, version.AppName, types.ModuleName,
+			`%s tx %s deposit 10000000ukava,100000000usdx --from <key>`, version.AppName, types.ModuleName,
 		),
 		RunE: func(cmd *cobra.Command, args []string) error {
 			clientCtx, err := client.GetClientTxContext(cmd)
@@ -62,3 +63,29 @@ func getCmdDeposit() *cobra.Command {
 		},
 	}
 }
+
+func getCmdWithdraw() *cobra.Command {
+	return &cobra.Command{
+		Use:   "withdraw [amount]",
+		Short: "withdraw coins from savings",
+		Example: fmt.Sprintf(
+			`%s tx %s withdraw 10000000ukava,100000000usdx --from <key>`, version.AppName, types.ModuleName,
+		),
+		RunE: func(cmd *cobra.Command, args []string) error {
+			clientCtx, err := client.GetClientTxContext(cmd)
+			if err != nil {
+				return err
+			}
+
+			amount, err := sdk.ParseCoinsNormalized(args[0])
+			if err != nil {
+				return err
+			}
+			msg := types.NewMsgWithdraw(clientCtx.GetFromAddress(), amount)
+			if err := msg.ValidateBasic(); err != nil {
+				return err
+			}
+			return tx.GenerateOrBroadcastTxCLI(clientCtx, cmd.Flags(), &msg)
+		},
+	}
+}
diff --git a/x/savings/keeper/msg_server.go b/x/savings/keeper/msg_server.go
index 0e88700d..1f081a66 100644
--- a/x/savings/keeper/msg_server.go
+++ b/x/savings/keeper/msg_server.go
@@ -12,7 +12,7 @@ type msgServer struct {
 	keeper Keeper
 }
 
-// NewMsgServerImpl returns an implementation of the hard MsgServer interface
+// NewMsgServerImpl returns an implementation of the savings MsgServer interface
 // for the provided Keeper.
 func NewMsgServerImpl(keeper Keeper) types.MsgServer {
 	return &msgServer{keeper: keeper}
@@ -42,3 +42,26 @@ func (k msgServer) Deposit(goCtx context.Context, msg *types.MsgDeposit) (*types
 	)
 	return &types.MsgDepositResponse{}, nil
 }
+
+func (k msgServer) Withdraw(goCtx context.Context, msg *types.MsgWithdraw) (*types.MsgWithdrawResponse, error) {
+	ctx := sdk.UnwrapSDKContext(goCtx)
+
+	depositor, err := sdk.AccAddressFromBech32(msg.Depositor)
+	if err != nil {
+		return nil, err
+	}
+
+	err = k.keeper.Withdraw(ctx, depositor, msg.Amount)
+	if err != nil {
+		return nil, err
+	}
+
+	ctx.EventManager().EmitEvent(
+		sdk.NewEvent(
+			sdk.EventTypeMessage,
+			sdk.NewAttribute(sdk.AttributeKeyModule, types.AttributeValueCategory),
+			sdk.NewAttribute(sdk.AttributeKeySender, msg.Depositor),
+		),
+	)
+	return &types.MsgWithdrawResponse{}, nil
+}
diff --git a/x/savings/keeper/withdraw.go b/x/savings/keeper/withdraw.go
new file mode 100644
index 00000000..311ba84a
--- /dev/null
+++ b/x/savings/keeper/withdraw.go
@@ -0,0 +1,63 @@
+package keeper
+
+import (
+	"fmt"
+
+	sdk "github.com/cosmos/cosmos-sdk/types"
+	sdkerrors "github.com/cosmos/cosmos-sdk/types/errors"
+
+	"github.com/kava-labs/kava/x/savings/types"
+)
+
+// Withdraw returns some or all of a deposit back to original depositor
+func (k Keeper) Withdraw(ctx sdk.Context, depositor sdk.AccAddress, coins sdk.Coins) error {
+	deposit, found := k.GetDeposit(ctx, depositor)
+	if !found {
+		return sdkerrors.Wrap(types.ErrNoDepositFound, fmt.Sprintf(" for address: %s", depositor.String()))
+	}
+
+	amount, err := k.CalculateWithdrawAmount(deposit.Amount, coins)
+	if err != nil {
+		return err
+	}
+
+	err = k.bankKeeper.SendCoinsFromModuleToAccount(ctx, types.ModuleAccountName, depositor, amount)
+	if err != nil {
+		return err
+	}
+
+	deposit.Amount = deposit.Amount.Sub(amount)
+	if deposit.Amount.Empty() {
+		k.DeleteDeposit(ctx, deposit)
+	} else {
+		k.SetDeposit(ctx, deposit)
+	}
+
+	ctx.EventManager().EmitEvent(
+		sdk.NewEvent(
+			types.EventTypeSavingsWithdrawal,
+			sdk.NewAttribute(sdk.AttributeKeyAmount, amount.String()),
+			sdk.NewAttribute(types.AttributeKeyDepositor, depositor.String()),
+		),
+	)
+	return nil
+}
+
+// CalculateWithdrawAmount enables full withdraw of deposited coins by adjusting withdraw amount
+// to equal total deposit amount if the requested withdraw amount > current deposit amount
+func (k Keeper) CalculateWithdrawAmount(available sdk.Coins, request sdk.Coins) (sdk.Coins, error) {
+	result := sdk.Coins{}
+
+	if !request.DenomsSubsetOf(available) {
+		return result, types.ErrInvalidWithdrawDenom
+	}
+
+	for _, coin := range request {
+		if coin.Amount.GT(available.AmountOf(coin.Denom)) {
+			result = append(result, sdk.NewCoin(coin.Denom, available.AmountOf(coin.Denom)))
+		} else {
+			result = append(result, coin)
+		}
+	}
+	return result, nil
+}
diff --git a/x/savings/keeper/withdraw_test.go b/x/savings/keeper/withdraw_test.go
new file mode 100644
index 00000000..fd9250f4
--- /dev/null
+++ b/x/savings/keeper/withdraw_test.go
@@ -0,0 +1,157 @@
+package keeper_test
+
+import (
+	"strings"
+
+	sdk "github.com/cosmos/cosmos-sdk/types"
+	"github.com/tendermint/tendermint/crypto"
+	tmproto "github.com/tendermint/tendermint/proto/tendermint/types"
+	tmtime "github.com/tendermint/tendermint/types/time"
+
+	"github.com/kava-labs/kava/app"
+	"github.com/kava-labs/kava/x/savings/types"
+)
+
+func (suite *KeeperTestSuite) TestWithdraw() {
+	type args struct {
+		allowedDenoms             []string
+		depositor                 sdk.AccAddress
+		initialDepositorBalance   sdk.Coins
+		depositAmount             sdk.Coins
+		withdrawAmount            sdk.Coins
+		expectedAccountBalance    sdk.Coins
+		expectedModAccountBalance sdk.Coins
+		expectedDepositCoins      sdk.Coins
+	}
+	type errArgs struct {
+		expectPass   bool
+		expectDelete bool
+		contains     string
+	}
+	type withdrawTest struct {
+		name    string
+		args    args
+		errArgs errArgs
+	}
+	testCases := []withdrawTest{
+		{
+			"valid: partial withdraw",
+			args{
+				allowedDenoms:             []string{"bnb", "btcb", "ukava"},
+				depositor:                 sdk.AccAddress(crypto.AddressHash([]byte("test"))),
+				initialDepositorBalance:   sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(1000)), sdk.NewCoin("btcb", sdk.NewInt(1000))),
+				depositAmount:             sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(200))),
+				withdrawAmount:            sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(100))),
+				expectedAccountBalance:    sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(900)), sdk.NewCoin("btcb", sdk.NewInt(1000))),
+				expectedModAccountBalance: sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(100))),
+				expectedDepositCoins:      sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(100))),
+			},
+			errArgs{
+				expectPass:   true,
+				expectDelete: false,
+				contains:     "",
+			},
+		},
+		{
+			"valid: full withdraw",
+			args{
+				allowedDenoms:             []string{"bnb", "btcb", "ukava"},
+				initialDepositorBalance:   sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(1000)), sdk.NewCoin("btcb", sdk.NewInt(1000))),
+				depositor:                 sdk.AccAddress(crypto.AddressHash([]byte("test"))),
+				depositAmount:             sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(200))),
+				withdrawAmount:            sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(200))),
+				expectedAccountBalance:    sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(1000)), sdk.NewCoin("btcb", sdk.NewInt(1000))),
+				expectedModAccountBalance: sdk.Coins{},
+				expectedDepositCoins:      sdk.Coins{},
+			},
+			errArgs{
+				expectPass:   true,
+				expectDelete: true,
+				contains:     "",
+			},
+		},
+		{
+			"valid: withdraw exceeds deposit but is adjusted to match max deposit",
+			args{
+				allowedDenoms:             []string{"bnb", "btcb", "ukava"},
+				initialDepositorBalance:   sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(1000)), sdk.NewCoin("btcb", sdk.NewInt(1000))),
+				depositor:                 sdk.AccAddress(crypto.AddressHash([]byte("test"))),
+				depositAmount:             sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(200))),
+				withdrawAmount:            sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(300))),
+				expectedAccountBalance:    sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(1000)), sdk.NewCoin("btcb", sdk.NewInt(1000))),
+				expectedModAccountBalance: sdk.Coins{},
+				expectedDepositCoins:      sdk.Coins{},
+			},
+			errArgs{
+				expectPass:   true,
+				expectDelete: true,
+				contains:     "",
+			},
+		},
+		{
+			"invalid: withdraw non-supplied coin type",
+			args{
+				allowedDenoms:             []string{"bnb", "btcb", "ukava"},
+				depositor:                 sdk.AccAddress(crypto.AddressHash([]byte("test"))),
+				initialDepositorBalance:   sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(1000)), sdk.NewCoin("btcb", sdk.NewInt(1000))),
+				depositAmount:             sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(200))),
+				withdrawAmount:            sdk.NewCoins(sdk.NewCoin("btcb", sdk.NewInt(200))),
+				expectedAccountBalance:    sdk.Coins{},
+				expectedModAccountBalance: sdk.NewCoins(sdk.NewCoin("bnb", sdk.NewInt(200))),
+				expectedDepositCoins:      sdk.Coins{},
+			},
+			errArgs{
+				expectPass:   false,
+				expectDelete: false,
+				contains:     "invalid withdraw denom",
+			},
+		},
+	}
+	for _, tc := range testCases {
+		suite.Run(tc.name, func() {
+			// Initialize test app and set context
+			tApp := app.NewTestApp()
+			ctx := tApp.NewContext(true, tmproto.Header{Height: 1, Time: tmtime.Now()})
+			authGS := app.NewFundedGenStateWithCoins(
+				tApp.AppCodec(),
+				[]sdk.Coins{tc.args.initialDepositorBalance},
+				[]sdk.AccAddress{tc.args.depositor},
+			)
+			savingsGS := types.NewGenesisState(types.NewParams(tc.args.allowedDenoms))
+
+			tApp.InitializeFromGenesisStates(authGS,
+				app.GenesisState{types.ModuleName: tApp.AppCodec().MustMarshalJSON(&savingsGS)},
+			)
+			keeper := tApp.GetSavingsKeeper()
+			suite.app = tApp
+			suite.ctx = ctx
+			suite.keeper = keeper
+			bankKeeper := tApp.GetBankKeeper()
+
+			err := suite.keeper.Deposit(suite.ctx, tc.args.depositor, tc.args.depositAmount)
+			suite.Require().NoError(err)
+
+			err = suite.keeper.Withdraw(suite.ctx, tc.args.depositor, tc.args.withdrawAmount)
+			if tc.errArgs.expectPass {
+				suite.Require().NoError(err)
+				// Check depositor's account balance
+				acc := suite.getAccount(tc.args.depositor)
+				suite.Require().Equal(tc.args.expectedAccountBalance, bankKeeper.GetAllBalances(ctx, acc.GetAddress()))
+				// Check savings module account balance
+				mAcc := suite.getModuleAccount(types.ModuleAccountName)
+				suite.Require().True(tc.args.expectedModAccountBalance.IsEqual(bankKeeper.GetAllBalances(ctx, mAcc.GetAddress())))
+				// Check deposit
+				testDeposit, f := suite.keeper.GetDeposit(suite.ctx, tc.args.depositor)
+				if tc.errArgs.expectDelete {
+					suite.Require().False(f)
+				} else {
+					suite.Require().True(f)
+					suite.Require().Equal(tc.args.expectedDepositCoins, testDeposit.Amount)
+				}
+			} else {
+				suite.Require().Error(err)
+				suite.Require().True(strings.Contains(err.Error(), tc.errArgs.contains))
+			}
+		})
+	}
+}
diff --git a/x/savings/types/codec.go b/x/savings/types/codec.go
index 3fa5061f..6daa7252 100644
--- a/x/savings/types/codec.go
+++ b/x/savings/types/codec.go
@@ -18,6 +18,7 @@ func RegisterLegacyAminoCodec(cdc *codec.LegacyAmino) {
 func RegisterInterfaces(registry types.InterfaceRegistry) {
 	registry.RegisterImplementations((*sdk.Msg)(nil),
 		&MsgDeposit{},
+		&MsgWithdraw{},
 	)
 
 	msgservice.RegisterMsgServiceDesc(registry, &_Msg_serviceDesc)
diff --git a/x/savings/types/errors.go b/x/savings/types/errors.go
index 84403561..70c75d24 100644
--- a/x/savings/types/errors.go
+++ b/x/savings/types/errors.go
@@ -9,6 +9,10 @@ import (
 var (
 	// ErrEmptyInput error for empty input
 	ErrEmptyInput = sdkerrors.Register(ModuleName, 2, "input must not be empty")
-	// ErrInvalidDepositDenom error for invalid deposit denoms
-	ErrInvalidDepositDenom = sdkerrors.Register(ModuleName, 3, "invalid deposit denom")
+	// ErrNoDepositFound error when no deposit is found for an address
+	ErrNoDepositFound = sdkerrors.Register(ModuleName, 3, "no deposit found")
+	// ErrInvalidDepositDenom error for invalid deposit denom
+	ErrInvalidDepositDenom = sdkerrors.Register(ModuleName, 4, "invalid deposit denom")
+	// ErrInvalidWithdrawDenom error for invalid withdraw denoms
+	ErrInvalidWithdrawDenom = sdkerrors.Register(ModuleName, 5, "invalid withdraw denom")
 )
diff --git a/x/savings/types/events.go b/x/savings/types/events.go
index 69fc5b75..2f30ebe1 100644
--- a/x/savings/types/events.go
+++ b/x/savings/types/events.go
@@ -1,7 +1,8 @@
 package types
 
 const (
-	EventTypeSavingsDeposit = "deposit_savings"
+	EventTypeSavingsDeposit    = "deposit_savings"
+	EventTypeSavingsWithdrawal = "withdraw_savings"
 
 	AttributeValueCategory = ModuleName
 	AttributeKeyAmount     = "amount"
diff --git a/x/savings/types/msg.go b/x/savings/types/msg.go
index d6513905..1cc88895 100644
--- a/x/savings/types/msg.go
+++ b/x/savings/types/msg.go
@@ -8,6 +8,7 @@ import (
 // ensure Msg interface compliance at compile time
 var (
 	_ sdk.Msg = &MsgDeposit{}
+	_ sdk.Msg = &MsgWithdraw{}
 )
 
 // NewMsgDeposit returns a new MsgDeposit
@@ -51,3 +52,45 @@ func (msg MsgDeposit) GetSigners() []sdk.AccAddress {
 	}
 	return []sdk.AccAddress{depositor}
 }
+
+// NewMsgWithdraw returns a new MsgWithdraw
+func NewMsgWithdraw(depositor sdk.AccAddress, amount sdk.Coins) MsgWithdraw {
+	return MsgWithdraw{
+		Depositor: depositor.String(),
+		Amount:    amount,
+	}
+}
+
+// Route return the message type used for routing the message.
+func (msg MsgWithdraw) Route() string { return RouterKey }
+
+// Type returns a human-readable string for the message, intended for utilization within tags.
+func (msg MsgWithdraw) Type() string { return "savings_withdraw" }
+
+// ValidateBasic does a simple validation check that doesn't require access to any other information.
+func (msg MsgWithdraw) ValidateBasic() error {
+	_, err := sdk.AccAddressFromBech32(msg.Depositor)
+	if err != nil {
+		return sdkerrors.Wrap(sdkerrors.ErrInvalidAddress, err.Error())
+	}
+
+	if !msg.Amount.IsValid() || msg.Amount.IsZero() {
+		return sdkerrors.Wrapf(sdkerrors.ErrInvalidCoins, "withdraw amount %s", msg.Amount)
+	}
+	return nil
+}
+
+// GetSignBytes gets the canonical byte representation of the Msg.
+func (msg MsgWithdraw) GetSignBytes() []byte {
+	bz := ModuleCdc.MustMarshalJSON(&msg)
+	return sdk.MustSortJSON(bz)
+}
+
+// GetSigners returns the addresses of signers that must sign.
+func (msg MsgWithdraw) GetSigners() []sdk.AccAddress {
+	depositor, err := sdk.AccAddressFromBech32(msg.Depositor)
+	if err != nil {
+		panic(err)
+	}
+	return []sdk.AccAddress{depositor}
+}
diff --git a/x/savings/types/tx.pb.go b/x/savings/types/tx.pb.go
index 0f4dc36a..2ccba38b 100644
--- a/x/savings/types/tx.pb.go
+++ b/x/savings/types/tx.pb.go
@@ -121,36 +121,130 @@ func (m *MsgDepositResponse) XXX_DiscardUnknown() {
 
 var xxx_messageInfo_MsgDepositResponse proto.InternalMessageInfo
 
+// MsgWithdraw defines the Msg/Withdraw request type.
+type MsgWithdraw struct {
+	Depositor string                                   `protobuf:"bytes,1,opt,name=depositor,proto3" json:"depositor,omitempty"`
+	Amount    github_com_cosmos_cosmos_sdk_types.Coins `protobuf:"bytes,2,rep,name=amount,proto3,castrepeated=github.com/cosmos/cosmos-sdk/types.Coins" json:"amount"`
+}
+
+func (m *MsgWithdraw) Reset()         { *m = MsgWithdraw{} }
+func (m *MsgWithdraw) String() string { return proto.CompactTextString(m) }
+func (*MsgWithdraw) ProtoMessage()    {}
+func (*MsgWithdraw) Descriptor() ([]byte, []int) {
+	return fileDescriptor_c0bf8679b144267a, []int{2}
+}
+func (m *MsgWithdraw) XXX_Unmarshal(b []byte) error {
+	return m.Unmarshal(b)
+}
+func (m *MsgWithdraw) XXX_Marshal(b []byte, deterministic bool) ([]byte, error) {
+	if deterministic {
+		return xxx_messageInfo_MsgWithdraw.Marshal(b, m, deterministic)
+	} else {
+		b = b[:cap(b)]
+		n, err := m.MarshalToSizedBuffer(b)
+		if err != nil {
+			return nil, err
+		}
+		return b[:n], nil
+	}
+}
+func (m *MsgWithdraw) XXX_Merge(src proto.Message) {
+	xxx_messageInfo_MsgWithdraw.Merge(m, src)
+}
+func (m *MsgWithdraw) XXX_Size() int {
+	return m.Size()
+}
+func (m *MsgWithdraw) XXX_DiscardUnknown() {
+	xxx_messageInfo_MsgWithdraw.DiscardUnknown(m)
+}
+
+var xxx_messageInfo_MsgWithdraw proto.InternalMessageInfo
+
+func (m *MsgWithdraw) GetDepositor() string {
+	if m != nil {
+		return m.Depositor
+	}
+	return ""
+}
+
+func (m *MsgWithdraw) GetAmount() github_com_cosmos_cosmos_sdk_types.Coins {
+	if m != nil {
+		return m.Amount
+	}
+	return nil
+}
+
+// MsgWithdrawResponse defines the Msg/Withdraw response type.
+type MsgWithdrawResponse struct {
+}
+
+func (m *MsgWithdrawResponse) Reset()         { *m = MsgWithdrawResponse{} }
+func (m *MsgWithdrawResponse) String() string { return proto.CompactTextString(m) }
+func (*MsgWithdrawResponse) ProtoMessage()    {}
+func (*MsgWithdrawResponse) Descriptor() ([]byte, []int) {
+	return fileDescriptor_c0bf8679b144267a, []int{3}
+}
+func (m *MsgWithdrawResponse) XXX_Unmarshal(b []byte) error {
+	return m.Unmarshal(b)
+}
+func (m *MsgWithdrawResponse) XXX_Marshal(b []byte, deterministic bool) ([]byte, error) {
+	if deterministic {
+		return xxx_messageInfo_MsgWithdrawResponse.Marshal(b, m, deterministic)
+	} else {
+		b = b[:cap(b)]
+		n, err := m.MarshalToSizedBuffer(b)
+		if err != nil {
+			return nil, err
+		}
+		return b[:n], nil
+	}
+}
+func (m *MsgWithdrawResponse) XXX_Merge(src proto.Message) {
+	xxx_messageInfo_MsgWithdrawResponse.Merge(m, src)
+}
+func (m *MsgWithdrawResponse) XXX_Size() int {
+	return m.Size()
+}
+func (m *MsgWithdrawResponse) XXX_DiscardUnknown() {
+	xxx_messageInfo_MsgWithdrawResponse.DiscardUnknown(m)
+}
+
+var xxx_messageInfo_MsgWithdrawResponse proto.InternalMessageInfo
+
 func init() {
 	proto.RegisterType((*MsgDeposit)(nil), "kava.savings.v1beta1.MsgDeposit")
 	proto.RegisterType((*MsgDepositResponse)(nil), "kava.savings.v1beta1.MsgDepositResponse")
+	proto.RegisterType((*MsgWithdraw)(nil), "kava.savings.v1beta1.MsgWithdraw")
+	proto.RegisterType((*MsgWithdrawResponse)(nil), "kava.savings.v1beta1.MsgWithdrawResponse")
 }
 
 func init() { proto.RegisterFile("kava/savings/v1beta1/tx.proto", fileDescriptor_c0bf8679b144267a) }
 
 var fileDescriptor_c0bf8679b144267a = []byte{
-	// 324 bytes of a gzipped FileDescriptorProto
-	0x1f, 0x8b, 0x08, 0x00, 0x00, 0x00, 0x00, 0x00, 0x02, 0xff, 0x84, 0x91, 0xc1, 0x4e, 0xf2, 0x40,
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 }
 
 // Reference imports to suppress errors if they are not otherwise used.
@@ -167,6 +261,8 @@ const _ = grpc.SupportPackageIsVersion4
 type MsgClient interface {
 	// Deposit defines a method for depositing funds to the savings module account
 	Deposit(ctx context.Context, in *MsgDeposit, opts ...grpc.CallOption) (*MsgDepositResponse, error)
+	// Withdraw defines a method for withdrawing funds to the savings module account
+	Withdraw(ctx context.Context, in *MsgWithdraw, opts ...grpc.CallOption) (*MsgWithdrawResponse, error)
 }
 
 type msgClient struct {
@@ -186,10 +282,21 @@ func (c *msgClient) Deposit(ctx context.Context, in *MsgDeposit, opts ...grpc.Ca
 	return out, nil
 }
 
+func (c *msgClient) Withdraw(ctx context.Context, in *MsgWithdraw, opts ...grpc.CallOption) (*MsgWithdrawResponse, error) {
+	out := new(MsgWithdrawResponse)
+	err := c.cc.Invoke(ctx, "/kava.savings.v1beta1.Msg/Withdraw", in, out, opts...)
+	if err != nil {
+		return nil, err
+	}
+	return out, nil
+}
+
 // MsgServer is the server API for Msg service.
 type MsgServer interface {
 	// Deposit defines a method for depositing funds to the savings module account
 	Deposit(context.Context, *MsgDeposit) (*MsgDepositResponse, error)
+	// Withdraw defines a method for withdrawing funds to the savings module account
+	Withdraw(context.Context, *MsgWithdraw) (*MsgWithdrawResponse, error)
 }
 
 // UnimplementedMsgServer can be embedded to have forward compatible implementations.
@@ -199,6 +306,9 @@ type UnimplementedMsgServer struct {
 func (*UnimplementedMsgServer) Deposit(ctx context.Context, req *MsgDeposit) (*MsgDepositResponse, error) {
 	return nil, status.Errorf(codes.Unimplemented, "method Deposit not implemented")
 }
+func (*UnimplementedMsgServer) Withdraw(ctx context.Context, req *MsgWithdraw) (*MsgWithdrawResponse, error) {
+	return nil, status.Errorf(codes.Unimplemented, "method Withdraw not implemented")
+}
 
 func RegisterMsgServer(s grpc1.Server, srv MsgServer) {
 	s.RegisterService(&_Msg_serviceDesc, srv)
@@ -222,6 +332,24 @@ func _Msg_Deposit_Handler(srv interface{}, ctx context.Context, dec func(interfa
 	return interceptor(ctx, in, info, handler)
 }
 
+func _Msg_Withdraw_Handler(srv interface{}, ctx context.Context, dec func(interface{}) error, interceptor grpc.UnaryServerInterceptor) (interface{}, error) {
+	in := new(MsgWithdraw)
+	if err := dec(in); err != nil {
+		return nil, err
+	}
+	if interceptor == nil {
+		return srv.(MsgServer).Withdraw(ctx, in)
+	}
+	info := &grpc.UnaryServerInfo{
+		Server:     srv,
+		FullMethod: "/kava.savings.v1beta1.Msg/Withdraw",
+	}
+	handler := func(ctx context.Context, req interface{}) (interface{}, error) {
+		return srv.(MsgServer).Withdraw(ctx, req.(*MsgWithdraw))
+	}
+	return interceptor(ctx, in, info, handler)
+}
+
 var _Msg_serviceDesc = grpc.ServiceDesc{
 	ServiceName: "kava.savings.v1beta1.Msg",
 	HandlerType: (*MsgServer)(nil),
@@ -230,6 +358,10 @@ var _Msg_serviceDesc = grpc.ServiceDesc{
 			MethodName: "Deposit",
 			Handler:    _Msg_Deposit_Handler,
 		},
+		{
+			MethodName: "Withdraw",
+			Handler:    _Msg_Withdraw_Handler,
+		},
 	},
 	Streams:  []grpc.StreamDesc{},
 	Metadata: "kava/savings/v1beta1/tx.proto",
@@ -302,6 +434,73 @@ func (m *MsgDepositResponse) MarshalToSizedBuffer(dAtA []byte) (int, error) {
 	return len(dAtA) - i, nil
 }
 
+func (m *MsgWithdraw) Marshal() (dAtA []byte, err error) {
+	size := m.Size()
+	dAtA = make([]byte, size)
+	n, err := m.MarshalToSizedBuffer(dAtA[:size])
+	if err != nil {
+		return nil, err
+	}
+	return dAtA[:n], nil
+}
+
+func (m *MsgWithdraw) MarshalTo(dAtA []byte) (int, error) {
+	size := m.Size()
+	return m.MarshalToSizedBuffer(dAtA[:size])
+}
+
+func (m *MsgWithdraw) MarshalToSizedBuffer(dAtA []byte) (int, error) {
+	i := len(dAtA)
+	_ = i
+	var l int
+	_ = l
+	if len(m.Amount) > 0 {
+		for iNdEx := len(m.Amount) - 1; iNdEx >= 0; iNdEx-- {
+			{
+				size, err := m.Amount[iNdEx].MarshalToSizedBuffer(dAtA[:i])
+				if err != nil {
+					return 0, err
+				}
+				i -= size
+				i = encodeVarintTx(dAtA, i, uint64(size))
+			}
+			i--
+			dAtA[i] = 0x12
+		}
+	}
+	if len(m.Depositor) > 0 {
+		i -= len(m.Depositor)
+		copy(dAtA[i:], m.Depositor)
+		i = encodeVarintTx(dAtA, i, uint64(len(m.Depositor)))
+		i--
+		dAtA[i] = 0xa
+	}
+	return len(dAtA) - i, nil
+}
+
+func (m *MsgWithdrawResponse) Marshal() (dAtA []byte, err error) {
+	size := m.Size()
+	dAtA = make([]byte, size)
+	n, err := m.MarshalToSizedBuffer(dAtA[:size])
+	if err != nil {
+		return nil, err
+	}
+	return dAtA[:n], nil
+}
+
+func (m *MsgWithdrawResponse) MarshalTo(dAtA []byte) (int, error) {
+	size := m.Size()
+	return m.MarshalToSizedBuffer(dAtA[:size])
+}
+
+func (m *MsgWithdrawResponse) MarshalToSizedBuffer(dAtA []byte) (int, error) {
+	i := len(dAtA)
+	_ = i
+	var l int
+	_ = l
+	return len(dAtA) - i, nil
+}
+
 func encodeVarintTx(dAtA []byte, offset int, v uint64) int {
 	offset -= sovTx(v)
 	base := offset
@@ -341,6 +540,34 @@ func (m *MsgDepositResponse) Size() (n int) {
 	return n
 }
 
+func (m *MsgWithdraw) Size() (n int) {
+	if m == nil {
+		return 0
+	}
+	var l int
+	_ = l
+	l = len(m.Depositor)
+	if l > 0 {
+		n += 1 + l + sovTx(uint64(l))
+	}
+	if len(m.Amount) > 0 {
+		for _, e := range m.Amount {
+			l = e.Size()
+			n += 1 + l + sovTx(uint64(l))
+		}
+	}
+	return n
+}
+
+func (m *MsgWithdrawResponse) Size() (n int) {
+	if m == nil {
+		return 0
+	}
+	var l int
+	_ = l
+	return n
+}
+
 func sovTx(x uint64) (n int) {
 	return (math_bits.Len64(x|1) + 6) / 7
 }
@@ -513,6 +740,172 @@ func (m *MsgDepositResponse) Unmarshal(dAtA []byte) error {
 	}
 	return nil
 }
+func (m *MsgWithdraw) Unmarshal(dAtA []byte) error {
+	l := len(dAtA)
+	iNdEx := 0
+	for iNdEx < l {
+		preIndex := iNdEx
+		var wire uint64
+		for shift := uint(0); ; shift += 7 {
+			if shift >= 64 {
+				return ErrIntOverflowTx
+			}
+			if iNdEx >= l {
+				return io.ErrUnexpectedEOF
+			}
+			b := dAtA[iNdEx]
+			iNdEx++
+			wire |= uint64(b&0x7F) << shift
+			if b < 0x80 {
+				break
+			}
+		}
+		fieldNum := int32(wire >> 3)
+		wireType := int(wire & 0x7)
+		if wireType == 4 {
+			return fmt.Errorf("proto: MsgWithdraw: wiretype end group for non-group")
+		}
+		if fieldNum <= 0 {
+			return fmt.Errorf("proto: MsgWithdraw: illegal tag %d (wire type %d)", fieldNum, wire)
+		}
+		switch fieldNum {
+		case 1:
+			if wireType != 2 {
+				return fmt.Errorf("proto: wrong wireType = %d for field Depositor", wireType)
+			}
+			var stringLen uint64
+			for shift := uint(0); ; shift += 7 {
+				if shift >= 64 {
+					return ErrIntOverflowTx
+				}
+				if iNdEx >= l {
+					return io.ErrUnexpectedEOF
+				}
+				b := dAtA[iNdEx]
+				iNdEx++
+				stringLen |= uint64(b&0x7F) << shift
+				if b < 0x80 {
+					break
+				}
+			}
+			intStringLen := int(stringLen)
+			if intStringLen < 0 {
+				return ErrInvalidLengthTx
+			}
+			postIndex := iNdEx + intStringLen
+			if postIndex < 0 {
+				return ErrInvalidLengthTx
+			}
+			if postIndex > l {
+				return io.ErrUnexpectedEOF
+			}
+			m.Depositor = string(dAtA[iNdEx:postIndex])
+			iNdEx = postIndex
+		case 2:
+			if wireType != 2 {
+				return fmt.Errorf("proto: wrong wireType = %d for field Amount", wireType)
+			}
+			var msglen int
+			for shift := uint(0); ; shift += 7 {
+				if shift >= 64 {
+					return ErrIntOverflowTx
+				}
+				if iNdEx >= l {
+					return io.ErrUnexpectedEOF
+				}
+				b := dAtA[iNdEx]
+				iNdEx++
+				msglen |= int(b&0x7F) << shift
+				if b < 0x80 {
+					break
+				}
+			}
+			if msglen < 0 {
+				return ErrInvalidLengthTx
+			}
+			postIndex := iNdEx + msglen
+			if postIndex < 0 {
+				return ErrInvalidLengthTx
+			}
+			if postIndex > l {
+				return io.ErrUnexpectedEOF
+			}
+			m.Amount = append(m.Amount, types.Coin{})
+			if err := m.Amount[len(m.Amount)-1].Unmarshal(dAtA[iNdEx:postIndex]); err != nil {
+				return err
+			}
+			iNdEx = postIndex
+		default:
+			iNdEx = preIndex
+			skippy, err := skipTx(dAtA[iNdEx:])
+			if err != nil {
+				return err
+			}
+			if (skippy < 0) || (iNdEx+skippy) < 0 {
+				return ErrInvalidLengthTx
+			}
+			if (iNdEx + skippy) > l {
+				return io.ErrUnexpectedEOF
+			}
+			iNdEx += skippy
+		}
+	}
+
+	if iNdEx > l {
+		return io.ErrUnexpectedEOF
+	}
+	return nil
+}
+func (m *MsgWithdrawResponse) Unmarshal(dAtA []byte) error {
+	l := len(dAtA)
+	iNdEx := 0
+	for iNdEx < l {
+		preIndex := iNdEx
+		var wire uint64
+		for shift := uint(0); ; shift += 7 {
+			if shift >= 64 {
+				return ErrIntOverflowTx
+			}
+			if iNdEx >= l {
+				return io.ErrUnexpectedEOF
+			}
+			b := dAtA[iNdEx]
+			iNdEx++
+			wire |= uint64(b&0x7F) << shift
+			if b < 0x80 {
+				break
+			}
+		}
+		fieldNum := int32(wire >> 3)
+		wireType := int(wire & 0x7)
+		if wireType == 4 {
+			return fmt.Errorf("proto: MsgWithdrawResponse: wiretype end group for non-group")
+		}
+		if fieldNum <= 0 {
+			return fmt.Errorf("proto: MsgWithdrawResponse: illegal tag %d (wire type %d)", fieldNum, wire)
+		}
+		switch fieldNum {
+		default:
+			iNdEx = preIndex
+			skippy, err := skipTx(dAtA[iNdEx:])
+			if err != nil {
+				return err
+			}
+			if (skippy < 0) || (iNdEx+skippy) < 0 {
+				return ErrInvalidLengthTx
+			}
+			if (iNdEx + skippy) > l {
+				return io.ErrUnexpectedEOF
+			}
+			iNdEx += skippy
+		}
+	}
+
+	if iNdEx > l {
+		return io.ErrUnexpectedEOF
+	}
+	return nil
+}
 func skipTx(dAtA []byte) (n int, err error) {
 	l := len(dAtA)
 	iNdEx := 0